How Do Water Softeners and Conditioners Work to Improve Your Home’s Water Quality?

In certain parts of the country the water is better than others. We rely on drinking water on a daily basis for survival.  It’s imperative that the water we drink is free of containments and tastes good. Nothing is worse than hard water, water that is over-laden with minerals, that not only gives it a sulfuric taste, but is also harsh and drying on the skin. The best solution is to add a water treatment system such as a water softener system to your home.

Choosing The Right Water System for Your Home

There are differences between a water softener, conditioner, purifier, and filtration system. Choosing the best water treatment system for your home can be a lot simpler if you decide its primary purpose and work with a professional water conditioning company to choose the right system for your situation.

A water conditioner is basically a piece of equipment that can change your water. It can filter your water, or improve the taste of the water in some way. A water softener is a specific form of water conditioner; it can reduce water hardness. But don’t worry, as you can use both interchangeably, as they have basically the same result.

In order to figure out if you need a water softener for your home, inspect your glassware after it’s washed and dried. If it has a whitish film on the surface, this means that your water is hard. This is because the dissolved minerals in the water will prevent the soap from doing a thorough job. A water conditioning company can help you determine what type of water treatment system that is best for your home or business.

This build-up of minerals is commonly calcium or magnesium. While they’re harmless to the human body, we all need our vitamins and minerals; it can make drinking water not as pleasant of an experience as it should be. It can also dry out your skin, decrease the efficiency of detergents, stain laundry and landscaping, and a variety of other unpleasant effects of hard water.

Deciding On A Water Softener

You have choices to make if you decide you want water softener systems in your home.  Do you want just your drinking water improved, or do you want a complete water softener for home installed for all water consumption, including sinks, toilets, showers, and bathtubs?

Water softener systems work by replacing the calcium and magnesium in the water for other types of ions. Inside the softener unit the water will flow over a bed of tiny plastic beads that have been coated with sodium or potassium ions. The water releases the potassium and calcium, and grabs the sodium.

How Water Conditioners Work

A water conditioner can work a variety of different ways too. It may use a form of carbon filtration, ceramic media, magnets, or electromagnetic waves to remove these unwanted particles. No matter which you choose, you want to do your research so you’re choosing the most effective and safest means available.

Some water conditioners also work through a disinfection method. They add an ingredient, such as chlorine, to kill off bacteria living in the water. While most parts of the USA have safe water to drink, there are many regions in the wilderness where groundwater could be contaminated, so you need a filtration system for your cottage.

Ask the experts if you’re uncertain what the best water softener for home is. Soon your water will look cleaner and taste better.

At Reynolds Water Conditioning Company, we are here to help make sure our clients don’t buy water treatment systems that they don’t need.  We are here to make sure you find a water softening system that gives you the results you are looking for, whether it is to remove iron or odor from you water; we have a solution that will help!  For more information contact our experts at 800.572.9575 or at our website https://reynoldswater.com.

How Can Homeowners Preserve Their Pool’s Plaster When the Pool Is Not In Use?

You’ve gone to the great expense of building a pool in your backyard and now you must do your best to maintain it. Often the first signs of aging in a gunite pool occur in the pool plastering. This can slowly wear away over time, until it reaches a point that your pool may suffer cracks or chips that can eventually lead to leaking. To avoid this, your pool plaster needs to be inspected monthly. But there are other ways that you can protect your pool plaster too.

Consider Climate and Weather Conditions

First, you need to consider erosion of the pool plastering. Many people with pools live in mild climates where they can have a heated pool twelve month of the year. Other homeowners live in regions that suffer harsh winters. Weather and its elements are perhaps one of the main factors in wearing away at plaster. Wind, rain, and snow can all erode that plaster away.  Think about the climate where you live, the types of extreme weather, if your pool is used year-round, and other conditions that might affect the erosion of the pool plaster.

 

The next culprit could be animals. Dogs or cats can play around your pool. Wildlife may be your worst culprit though. Rodents and birds can peck away at that plaster, making a few minor cracks and chips much worse by the end of the season. One of the best ways to protect a pool in the cooler fall months that lead into winter and through into spring, is a pool cover or pool tarp.

Install Pool Cover For Protection

A pool cover completely covers the entire structure of a pool. This helps to ensure that when the pool is not in use that animals do not have access to the plaster.  You know when it’s time to install a pool cover for winter when you no longer swim in it.  If the pool is in season year-round you may use a roller cover that is less permanent but that can help keep animals at bay as well.

 

Another benefit of a pool tarp is that it helps you to avoid that winter maintenance where you must skim the debris from the pool, or vacuum it out if there is no water in it. It’s not fun having to clean the pool when there is snow or ice outdoors.

 

You want to purchase the best pool cover or tarp you can afford. Many people put a small layer of water on top of the cover. This is to prevent large ice buildups in the winter. You’ll also need to ensure your cover stays secure from wind, and check it at least every few weeks during those inclement winter months.

Inspect Your Pool Before Opening Day

Once spring arrives, you’ll want to remove your pool cover and clean your pool. This is the perfect time to inspect pool plaster. Should you see any damage, such as chips or cracks, this is the perfect time to fix and repair any damage. Get this done before you fill up the pool for summer, as the easiest time to fix the pool is when there is little or no water in it.  Fixing a few chips and cracks in the pool plastering now will prevent you from having to do major repairs by the end of the year.

 

Pool plaster repair can be an inexpensive way to fix minor issues that come along with the surface, but not if you wait too long.  Waiting to fix repairs can lead to the entire pools plaster surface needing to be resurfaced, which can is obviously a larger job than minor patches.

 

Learn more about Pound Pool Plastering and their numerous pool plastering options including: pool resurfacing, plaster surfacing, commercial pool plaster, residential pool plaster, plastering swimming pools, tiling swimming pools, coping swimming pools, and more at http://www.pound-pool-plastering.com./residential.php.  To contact our pool plastering specialists call 248.476.4544 today.

 

Creative Ways to Incorporate Aluminum Fencing Into Your Landscape

Fencing serves four main purposes around your home: dividing up your property from other homeowners, protecting your space from trespassers, giving people privacy from the public, and providing an aesthetic element to your landscaping. Aluminum fencing is one of the easiest ways to serve all four of these purposes at once, as well as provide lasting durability and ease of installation.

Why Choose Aluminum Fences

Since residential aluminum fencing is made primarily from aluminum, it can also resist corrosion and weathering. Often many people will choose residential aluminum fences as they’re available in a wide range of styles. It’s often a lot more affordable than other traditional fencing choices such as steel or wrought iron.

Residential aluminum fences are available in a wide range of colors, shapes, and styles. When you’re choosing fencing you may wish to consider creative ways to incorporate aluminum fencing into your landscape.

Residential Fencing Examples

 

  1. Aluminum fencing to surround a pool. Most backyard pools must be enclosed by a fence due to city bylaws, but it can be expensive to use traditional materials. Residential aluminum fencing is the perfect solution. They come in a variety of styles and colors with automatic latching gates to protect your pool and family.

 

  1. Aluminum fencing to divide properties. A long row of aluminum fencing with decorative points on the top is perfect for separating your property line from the neighbors’ homes on both sides.

 

  1. Residential aluminum fence with a gate to the backyard. You can keep intruders out, but still have access to your backyard through a fence that has a gate in matching color.

 

  1. Install a garden in front of the fencing. This is suitable for areas around the house that don’t require path access. A variety of bushes or flowers can be selected. It’s best to choose shorter plant types that remain below the line of the top of the fence.

 

  1. Residential aluminum fences that follow a path. A small path of stones or concrete can follow the fence around the house. This path can lead to a gate at the front, back, or sides of the property. It gives people a chance to keep their feet clean as they traverse around the property, and an aesthetic touch that makes the garden look attractive.

 

  1. To frame a garden. Residential aluminum fencing can be used to create a square or rectangular space in the garden where you can safely plant your fruit or vegetable garden. The fence serves the purpose of keeping wildlife and intruders out so that your garden remains untouched until you’re ready to cultivate it.

Versatility and Affordable

Residential aluminum fencing is one of the best choices for your residence. It can be used for a variety of different purposes, and is more affordable than solid wood or steel. And aluminum is a much better option for when you’re on a tight budget, but really wish to have that fence around the perimeter of your home. Installation is quick and easy. With the addition of a brand new residential aluminum fence your house will quickly become a home.

Learn more about iFence USA and their vast line of custom aluminum fencing options with various grades of aluminum fence to choose from including: Commercial Grade Aluminum Fencing, Residential Grade Aluminum Fencing, Pool Grade Aluminum Fencing, and Industrial Aluminum Fencing at http://ifenceusa.com/residential.php.  To contact one of our aluminum fence experts call toll free 800.762.2907 or via email at info@ifenceusa.com.

 

It’s A New Year and Time for You to Get Your Finances In Order

It’s now 2018 and time to get a new start on your life. If your finances have suffered miserably in past years, it’s now a new year and time for you to get your finances in order. Many people have increasing amounts of debt from mortgages, car loans, student loans, medical bills, and credit card debt. Often it can become unmanageable and you can feel like there is nothing to look forward to.  There is help, there is a way to forgive some or all your debts.  A bankruptcy attorney can help facilitate filing for chapter 7 or chapter 13 bankruptcy.

Filing for the Right Chapter

Without the assistance of a local bankruptcy attorney many people end up confusing the two chapters of bankruptcy. To get back on track in life, you should have a solid understanding of what each one offers to your future, and your finances. It can be a serious condition to have to file for bankruptcy, and both can affect your future.  It’s important to file for the one that’s right for you, so you can get back to good finances in the future.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a certain liquidation bankruptcy that is made to rid you of unsecured debts. These may involve credit card debt or medical bills. To qualify for chapter 7 bankruptcy, you must currently have no income, or little disposable income. If you make too much money, you automatically must file for Chapter 13 instead.

Chapter 7 bankruptcy involves selling any property that you own so creditors can be paid back. If you have no assets, they won’t get anything. This type of Chapter 7 bankruptcy is best for low income or no-income people who have few or no assets.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is best for debtors who have a regular income. They can pay back at least some of their debts on a regular payment schedule. This is the path you’ll take if you don’t qualify for chapter 7. Even if you qualify for chapter 7, many debtors may decide to go the route of chapter 13. This is because there are additional benefits in 13 that 7 doesn’t have.

The benefits of chapter 13 bankruptcy include the ability to catch up on missed mortgage payments without losing your home. You may also be able to remove any unsecured junior liens from your house.  With chapter 13 bankruptcy, you’ll be able to keep your house or property. This will also include non-exempt assets. To qualify for chapter 13, you must repay your debt through a special repayment plan.

The amount you pay back will depend on your current income, expenses, and your type of debt. Therefore chapter 13 is commonly called a reorganization bankruptcy. It’s meant strictly for debtors who can afford to make monthly payments and get caught up on car payments, child support arrears, or alimony debts.

Know Your Rights

It’s important to be aware of your rights if you choose to file for chapter 7 or chapter 13 bankruptcy. Choose the route that’s most pertinent to you. Now you’ll be on your way to financial freedom.

Bohikian Law Group specializes in chapter 7 and chapter 13 bankruptcies in Michigan. Contact us today to find a bankruptcy attorney that will help you in debt relief at http://www.bohikianlaw.com/ today.

 

Using Shrink Sleeves in Product Labeling

Product labeling has greatly changed over the past few years. Even just a decade ago, there were very few options available for products entering the marketplace. Today however, manufacturers have so many options in custom product labeling from shrink sleeve labels to cover bottles and containers in the food, household, and beauty and cosmetics industries to flexible pouches which are essentially a product container and label all in one.  Both shrink sleeve designs and flexible packaging can be limitless. There can be many benefits to using shrink sleeves in product labeling and it is becoming a fan favorite within the industry.

The Shrink Sleeve Difference

Shrink sleeves differ from other product labels in that they involve a durable plastic label and not a paper label. They cover the entire container and allows manufactures to market on a three hundred and sixty degree surface. This maximizes space, particularly with all the information you must provide on a product label to conform to USA regulations—product name, size, imperial and metric measures, ingredients listings, and expiration dates.

 

Shrink sleeve labels can simply be in black and white, though that’s rare, and most commonly are printed in 100% full color. It is imperative to hire professional graphic artist to design a label that is customized for your product and marketing goals.  Shrink sleeve design can be limitless.

Shrink sleeves are made from a thick durable material that is comprised of plastics. They can be high-gloss or matt finish, both which are comfortable to hold.  They’re also as high-resolution as you would expect for today’s printing technology standards. They’re also waterproof and scuff-resistant, so they can handle being moved around in a store. And when the consumer gets the product, they’ll appreciate the finish too.

Safety with Labels

Shrink sleeve labels are also tamper-resistant. This means that the unscrupulous in a store can’t switch labels on products, or exchange labels to improve expiry dates. If the labels have been removed, a plain bottle is revealed below and the product will not be allowed to be sold.

 

Shrink sleeve labels can appeal to a wide range of markets. They can also help to increase sales, as they have great aesthetic appeal to your target market audience. Shrink sleeve labels have great versatility that will have you thinking up new and wonderful ways to promote your products. They cover both the label required for your product, as well as a distinct product package. You can do a two-in-one without having to worry about designing two separate components for your product.

Uses for Every Product

Shrink sleeve labels can also cover 360 degrees of the surface of the bottle or container. They fit any size or shape of bottle or container. The types of products that commonly benefit from shrink sleeve labels are soft drinks and sports drinks, salad dressings, hand lotion, sunscreen, shampoo, conditioner, shower gel and body wash, bubble-bath, home cleaning products such as window or bathroom or kitchen sprays, and more. Most likely there are many more new uses to come for 2018 that no one has thought up yet.

 

If you want consumers and shoppers to notice your food, household, or personal care products, consider having shrink sleeve labels done on your products. Shrink sleeve designs are endless. You’ll discover that your sales increase as more consumers gain notice of your great products. Remember ninety percent of all purchases are made on impulse.  Make sure your product gets noticed by using shrink sleeve labels in your marketing plan.

 

Learn more about Anchor Printing and their vast line of custom product label & packaging options including: Shrink Sleeve Labels, Flexible Packaging, Roll-Fed Labeling, Pressure Sensitive and Cut & Stack Labels at http://www.anchorprinting.com/shrink-sleeve.php.  To contact one of our label specialists call toll free at 800.748.0209 or via email at info@anchorprinting.com.

Everything You Need To Know About Cancer Treatment Using LINAC Systems

Whether you’re a cancer patient or a physician or manager of a medical clinic or hospital, you can benefit from knowing more about LINAC systems and LINAC services. LINAC system costs may be right for your clinic or hospital purchasing a machine for patient treatment.

What Is A LINAC?

A LINAC is basically a cancer treatment radiology machine. The patient lies down on a platform where their pertinent body part is displayed under a bright light at the top.  The system is turned on and provides radiology to that specific region in the body suffering from cancerous tumors. Radiology is often a much gentler and safer form of treatment than chemotherapy. LINAC services are much quicker and enable the patient to return to their daily lives quickly, rather than requiring all day spent at the clinic.

LINAC stands for “linear accelerator”. If you’ve been evaluating LINAC system costs for your clinic, you’ll want to learn more about how it can benefit your cancer patients.  LINAC provides high energy x-rays and electrons that can actually conform to a specific tumor’s shape. Its purpose is to destroy cancerous cells on a specific part of the body. It does not touch or affect healthy and normal cells or tissue. This treatment is done by an external beam of radiation.

How It Works

LINAC services can treat a wide variety of tumors on all parts of the body through a variety of usual cancer treatment techniques. The equipment runs with special microwave technology. This is similar tech that’s used for radar. The microwaves will accelerate electrons in a accelerator which is called a wave guide. The electrons will collide with a heavy metal that creates high-energy x-rays. But instead of being used to record onto a film, they are targeting a patient’s cancer cells. The x-rays are directed straight to a tumor.

LINAC services have additional benefits. This machine has many built-in safety features that only allow it to deliver a specific dose and never more. LINAC services are run by a qualified medical physician. At regular intervals during patient treatment they will ensure that it’s working smoothly and routinely check it.

Patients are evaluated for LINAC services by visiting their radiation oncologist first. The oncologist will then meet with the radiation dosimetrist and the medical physicist to create a unique treatment plan that fits that patient. Next, your own medical doctor will go over this treatment plan and share it with you. Finally, quality assurance procedures will be created to ensure that you receive the exact treatment both effectively and in a timely manner.

Safe and Effective Benefits

LINAC services are safe for oncologists and radiologists to operate, and to be used on patients. The equipment only emits radiation when it has been turned on. There is little risk of accidental exposure. The benefits are huge when gauging LINAC system costs for your clinic or hospital. This cancer treatment has been proven to be both effective and safe for the cancer patient, and is worth considering for your medical or health location.

Acceletronics is an independent service company dedicated to delivering the best equipment performance and service reliability from Linear Accelerators and CT Scanners across all major brands and models. Learn more about Acceletronics and their selection of new and refurbished linear accelerators and CT scanners today at http://www.acceletronics.com.  To contact one of our LINAC experts call 610.524.3300.

 

Relying On Technology

We live in an electronic information age where because of innovative inventions; technology has taken people and communication on another level of life in many areas. For this reason, for a business to remain relevant and competitive, it needs to maximize current technologies through utilizing the services of professional information technology services provider.

The Need For IT Service

In one way or another, we all rely on technology.  We use various evolving technologies for different jobs in our lives. However, imagine an instance where almost everything you do relies on technology, but you are distracted by IT tasks that have nothing to do with your core job functions. This is where an IT consultant’s service comes in handy because not only do their services extend the areas of computer software, hardware, programming, information and data management, but also in web technology, Bioinformatics, global information systems, cloud computing, and much more.

Effective information technology services such as storage and retrieval, information access, tools for productivity and performance, customer relations management, and business process automation are what help organizations implement, manage and run their businesses in a more efficient and profitable way. By using professional IT consultants, internal staff is free to spend their time focusing on their core competencies and revenue generating opportunities.

IT Consultants Solve A Variety Of Different Issues

Today, the most successful businesses are those with the best systems in place that can help improve productivity, simplify communication, and improve their bottom line. However, not all businesses can afford to maintain a well-run IT department and to hire an IT consultant, in this case, especially as the business grows and develops. IT consultants can prevent an otherwise minor problem from cascading into major issues. In addition to this, IT consultants will also monitor and ensure:

  • Data safety of any personal information, documents, files, or pictures that you save on your computer, online, or on a backup drive
  • They will handle systems downtime issues such as internet connectivity, email communications, corrupt data or system failure
  • They will offer pro-active systems maintenance, security, backup and disaster recovery
  • IT consulting services also provide remote systems monitoring and 24/7 response capabilities
  • IT service costs are budgeted, planned and controlled and in essence they reduce a small businesses’ administrative functions and operating expenses regarding recruiting and training in-house IT staff
  • Hiring an IT consultant will ensure that a business benefits from a well-maintained operating system that will not only improve productivity but it will also streamline communication, encourage teamwork, and knowledge sharing that allows employees to be at their best at all times

Hiring A Professional Helps Your Entire Business

Information technology services are better left to the experts who will provide both on-going and critical support for small business networks simply because the teams of dedicated IT specialists continuously endeavors to keep up with the latest information technologies through ongoing training and real-world experience. This, in turn, helps a business to have a technological advantage over its competitors, minimizes its downtime, and also attracts and retains proactive employees.

Learn more about Creative Programs and Systems, CPS, and the IT solutions they provide including IT consulting, computer consulting, network consulting, networking, server installation, IT disaster recovery, computer repair, virus removal, malware removal, computer tune ups, data backup systems, computer troubleshooting, structured cabling, low voltage wiring, website design, graphic design, logo design, website hosting, search engine placement, iphone app programming, android app programming, and custom programming at www.cpsmi.com.  To contact one of our IT experts call 810.224.5252 today or via email at info@cpsmi.com.

10 Tips on Choosing a Commercial Roofing Contractor

When it comes to getting your commercial roof repaired hiring a commercial roofing company is often the best option. However, make sure you get the best company for the job. Here are 10 tips on choosing a commercial roofing firm.

Ask Those You Know

Referrals and word-of-mouth advertising are two popular ways for contractors to get business. Start by talking to other members of the business community about the contractors they’ve hired in the past. Find out about scammers or those they’ve had issues with. While you may not get one single contractor, you can cut down the number of contenders on your list.

Check with the Better Business Bureau

The BBB will give you a score of all the different commercial roofing contractors in the local area. Look out for those with good scores. They’re more reliable and recommended.

Check for Designations and Accreditations

There are certain manufacturer designations and accreditations within the roofing industry, especially when it comes to commercial roofing. Find out more about them and the ones that contractors should aim to reach. There are strict requirements for contractors to gain the accreditation, and the contractors need to continually meet those requirements.

Find Out About Training

Does the commercial roofing company have official training for their contractors? Have they been through a safety program? Look out for those who have a good track record for safety and professionalism to make sure the job on your roof is going to be done to a high standard.

Check for Insurance

Always make sure the contractors have insurance and licenses. Any employee or subcontractor should be covered by this insurance. If they have it, they will have no problem showing you a copy to set your mind at ease. Insurance is essential to avoid being held liable should an accident occur while the contractor is on your property.

Ask for Recommendations to Your Roof

When you talk to contractors, ask them about their recommendations for your roof. What’s the best way for them to repair the damage? What would the best materials be? Ask a few commercial roofing contractors the same questions to make sure they’re trustworthy and not just after as much money as possible.

Get Estimates and Quotes in Writing

Always ask for estimates and quotes for the job. Get these in writing and in as much detail as possible. Good contractors will help you compare quotes easily. When it’s all in writing, they are also held to them in courts, meaning they are more likely to work out the total costs better. You lower the risk of a surprise bill at the end.

Make Sure You’ll Get Options

While the commercial roofing contractor knows their job, you should still get a choice. These choices will be about the color, material, and durability of the materials available. Color and material can affect more than your current budget. It can cause your resale value to drop.

Find Out About Cleanup

Does the company leave their mess behind after a job? You want to find someone who will look after your home and take care of their own mess!

Check about Extended Warranties

A commercial roofing company who is certain about their work will offer a warranty or guarantee. No guarantee at all suggests that the job won’t be great. It can take years for some damage to show if the roof wasn’t installed properly. Make sure you’re covered for this.

Don’t just look for a commercial roofing company within your budget. Do your research and find someone offering the best value for your money.

Learn more about Kearns Brothers, a full-service home improvement contractor servicing all of Southeast Michigan’s construction needs by visiting their website at www.kearnsbrothers.com or contact a remodeling expert at 888.355.6700.

Finding the Best Medicare Supplemental Insurance in Arizona

There was a time not too long ago, when Medicare Supplemental plans were hard to choose. Information about these plans you could only obtain by talking to a licensed insurance agent. Even then it was a bit skeptical as they were usually just trying to sell you what they wanted. Times have changed and more companies are now selling this special Medicare Insurance. Since these companies are competing with one and another, they are trying to win you over with customer service, better rates and even recommending a supplemental plan that fits the customer’s budget / healthcare needs.

At www.emedicare-supplemental-insurance.com we listen to the customer’s needs and recommend a plan that fits in their budget. In order to do this here are some tips to get you started.

  • Figure out what you are paying for healthcare right now.

This includes doctor’s visits, hospital visits, etc really anything health care related you want to write down to calculate how much money you are spending. You can do this for last year, and some people even go another year back. Keep in mind you also want some “wiggle room”. The wiggle room is for those unexpected sick days.

  • Research, research and more research

If you have time, make sure you do your research before calling a representative. This will give you an advantage when you do decide to call a company. You don’t have to go too in depth, but just enough to know so you don’t feel overwhelmed.

Arizona Supplemental Insurance Basics

If you don’t have a lot of time here is a basic run down on supplemental insurance. Arizona has 10 different supplemental insurance plans. Each of these plans has different tiers of coverage and premiums. For a Supplemental insurance chart view our Arizona Medicare Supplemental page. Now each company will have the same plans and same coverage, but the premiums will be different. Premiums are based off of a few factors including…

  • Location
  • Age
  • Tobacco use
  • The plan you choose
  • When you enroll
  • Gender

For more research a great place to find reliable information on Supplemental Insurance is www.Medicare.gov. After you have some basic knowledge on the topic, we recommend you start calling insurance agents. If you don’t have time to call, you can also go to our free Medicare supplemental insurance quote tool.

Learn more about Arizona Medicare Supplemental Insurance rates, plans, and more at http://www.emedicare-supplemental-insurance.com/arizona-medicare-supplement-plans.  Our Arizona Medicare Supplemental Insurance brokers will help you compare Medicare Supplemental Insurance rates and plans in Arizona.  To talk to an expert in Arizona Medicare coverage toll free 877-202-9248 today!

Understanding Medigap Insurance in MI

A Medicare Supplement Insurance, often known as Medigap, is an insurance policy that private insurance companies sell to people with health insurance cover, and it helps pay a number of the health care expenses that the original Medicare is not supposed to cover. Some of these costs include deductibles, copayments, coinsurance and health care whenever you are not in the US among others. In Michigan, all the private companies offering Medigap plans will require you to pay a certain amount of money per month, which is often called a monthly premium. For more information you can always view our Medigap guide.

Important things you should know about Medicare Supplement Insurance

Here are some of the most important things you should know about Medigap insurance policies in Michigan.

  1. Part A and Part B coverage required

Apart from Part A Medicare, you are also requires to have Medicare Part B for you to be able to purchase a Medical Supplement Insurance.

  1. The policy covers one person only

When you purchase a Medicare policy, you should know that it doesn’t cover more than one person. This therefore means that if you are married, and you both want the coverage, each of you will have to purchase separate Medicare policies.

  1. You must buy from a licensed company

All insurance companies in Michigan can sell you a Medigap policy provided the company have a license to sell the policy. Remember that it is a criminal offence to buy a Medical Supplement Insurance policy from a company that is not licensed by the state of Michigan to sell the same.

  1. You must pay a monthly premium

In addition to the Part B premium you are required to pay Medicare, you will also have to pay a monthly premium to a private insurance company that sold you a Medigap policy.

  1. It doesn’t cover everything

Contrary to what many people believe, Medigap insurance in MI does not cover everything. Precisely, Medigap Insurance in MI do not cover private-duty nursing, dental care, vision care, eyeglasses and hearing aids among other long-term care expenses.

  1. It doesn’t cover prescription drugs

In the past, a Medigap policy could cover even prescription drugs. In fact, if you bought your policy before January 1, 2006, the law allows you to include even the prescription drug coverage. However, the policy purchased after this date cannot cover prescription drugs because that would be breaching the current law. So, what do you do if you would like to cover prescription drugs? Well, you still have an option. Just join a Medicare Part D (Medical Prescription Drug Plan).

Learn more about Medigap plans & rates in Michigan at http://emedigap-plans.com/michigan-medicare-supplement-plans.  Our Michigan Medigap Insurance brokers will help you compare Medigap Insurance rates and plans today.  To talk to an expert in Michigan Medigap coverage call toll free 888-452-7949!