Arizona Medigap information you should know!

Some Arizona beneficiaries may find their out-of-pocket expenses and monthly premiums associated with original Medicare (Part A and Part B) to be too high for their budget. Medicare Supplemental insurance plans in Arizona help cover some of these expenses. This in return makes health care more affordable. However, you have to make sure you choose the right plan, as each plan has a different premium.

What are supplemental insurance plans?

A Medigap plan covers costs associated with original Medicare Parts A and B. Including copayments, deductibles, and other out-of-pocket expenses. These plans are designed to work in combination with Original Medicare (Part A & B), and cannot be used as a standalone plan. Medicare Supplemental Insurance policies do not include prescription drug coverage.

What if I need prescription drug coverage?

If you are looking for prescription drug coverage, you will need to enroll in a separate plan. This plan is called Medicare Part D. Not to be mixed up with a supplemental plan D! This drug coverage plan helps pay outpatient prescriptions and for medication that is prescribed in the future. You have to pay a premium and a share for the medication. The drug plan cost usually varies from price depending on:

  • Prescriptions you currently take
  • The plan you choose
  • in-network pharmacy
  • Etc

For more information on this you can view website.

Arizona Supplemental Plan information

It is important to note that Medigap plans offering lower premiums may have higher out-of-pocket expenses. When comparing plans, it is important to weigh both factors to find the best plan for your lifestyle. There are a total of 10 different plans to choose from. You can view a chart of what every plan covers and compare Arizona Medigap plans.

Companies offering Medigap insurance plans in Arizona may offer one or more of the 10 different plans. Each plan type is designated with a letter of the alphabet, which is standardized by the government. This means from company to company, each plan benefits will remain the same. The only thing that will change is the premium cost. Each company will have a slightly different price tag. The premium price also differs from location. Meaning someone in Phoenix, AZ could get a different rate from someone in Yuma, AZ. There are also a few other factors that help determine the premium rate like age, if you smoke or not, etc.

It is also important to compare cost of monthly premiums and out of pocket expenses between different companies, since these can fluctuate. At we have access to over 10 different insurance providers. This means we can get you the best Medigap price.

Learn more about Medigap plans & rates in Arizona at  Our Arizona Medigap Insurance brokers will help you compare Medigap Insurance rates and plans today.  To talk to an expert in Arizona Medigap coverage call toll free 888-452-7949 today!

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